The policy covers an insured person resulting from any personal bodily injury he sustains in the course of his/her business, leisure or if injured by an accident, attack, dog bite name them as long as it is not self inflicting.  

It has several components referred to as benefits:

• Death – If the injury results to death of the injured.
• PTD – If the injury results to Permanent Total Disablement.
• TTD- If he injury results in Temporary Total Disablement incasaration in the house and/or hospital.
• Medical expenses – If the injury results in medical costs.
• Last Expense – on top of the death benefits the policy will also pay for a defined amount towards costs of meeting the funeral expenses.

There are two methods of covering:

• Where the benefits are pegged on the salary i.e incase of death – 5 years salary.

• Where the benefit are defined i.e in case of death Kshs. 5,000,000/=
  Kindly feel free to contact us should you require any further information on the above policies or any other insurance related matter.